If you’ve driven a motor vehicle since COVID-19 restrictions were initiated in March 2020, you’ve undoubtedly noticed fewer vehicles on the road. You might think this would result in a reduction in overall auto crash rates in general and fatality rates in particular. Unfortunately, it appears just the opposite is happening. While actual miles driven have declined, crash and fatality rates have increased.
Restaurants seeking new ways to stay operational during the pandemic are constructing temporary structures to extend the outdoor dining season. Use of these structures without proper safety precautions and adequate protections for customers and employees could lead to unforeseen legal and safety consequences.
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The coronavirus pandemic has prompted business owners and their employees to find new ways to keep employees and their families safe and secure. Many organizations are assisting working parents by allowing employees to bring their children to work. In areas where traditional daycare facilities may be unavailable, some employers are setting up temporary daycare services on-site.
The post When kids come to work: 5 tips for businesses and parents appeared first on The Cincinnati Insurance Companies blog.
It’s hard to predict what could go wrong when disaster strikes. Whether you’re dealing with a natural disaster, human-caused hazard, technology disruption or health emergency, an effective business continuity plan could help you respond quickly. Without a plan, the magnitude of what can go wrong could be overwhelming, and your business could be at risk.
The July-August 2020 edition of CDS Review, a publication of the Chicago Dental Society, features an article by Mike Terrell, national program director for Cincinnati’s dentist, veterinarian and optometrist programs. His article describes the differences between occurrence and claims-made insurance coverages and the benefits of each type.
The post Professional liability coverage options for dentists appeared first on The Cincinnati Insurance Companies blog.
Owners of private companies without shareholders often believe they do not need directors and officers liability coverage. The misconception takes hold, I believe, because small, privately held companies often have no formal board of directors or shareholders – which seemingly limits exposure to lawsuits and dismisses the need for D&O liability coverage. While logical, this could not be further from the truth.
The post Private company decision makers need D&O insurance appeared first on The Cincinnati Insurance Companies blog.
People’s lives change. Businesses grow and transform over time. That’s why we feel the consumer is best served by an independent insurance agent with the expertise to evaluate an evolving risk profile and offer educated advice and products that best match these needs. Their clients can sleep easy.
Practically every business relies on equipment. Regardless of how simple or complex, your equipment is critical to your business’ successful operation.
The post Protect your business with machinery and equipment insurance appeared first on The Cincinnati Insurance Companies blog.
Making your website accessible to people with low vision or hearing loss could introduce your goods or services to tens of millions of new customers.
The post Make your website comply with accessibility standards appeared first on The Cincinnati Insurance Companies blog.
Fleet safety managers and consultants have long recognized the benefits in using an automatic notification service as a best practice when it comes to managing fleet vehicle operators’ Motor Vehicle Records. What can be better than nearly “real time” notification of changes in one of your driver’s MVRs? Now 19 states offer direct Automatic Notification Service.