Why has almost every insurance company taken a stance against Federal Pacific Stab-Lok circuit breakers? Short answer: They are known for starting fires.
As temperatures drop and winter takes hold in many parts of the country, now is a good time to prepare for the winter chill and to be reminded of how to stay safe during spells of cold weather.
Operating a business requires you to manage risks to preserve assets and prevent losses. You’ve ensured that you have appropriate commercial liability insurance and perhaps directors and officers coverage or employment practices protections. Nevertheless, the biggest risk to your business could be the loss of you or other company leaders.
The post Life insurance part of a business’s risk management appeared first on The Cincinnati Insurance Companies blog.
The coronavirus pandemic has prompted business owners and their employees to find new ways to keep employees and their families safe and secure. Many organizations are assisting working parents by allowing employees to bring their children to work. In areas where traditional daycare facilities may be unavailable, some employers are setting up temporary daycare services on-site.
The post When kids come to work: 5 tips for businesses and parents appeared first on The Cincinnati Insurance Companies blog.
Imagine sitting down for a delicious meal with your family. You’re about to enjoy your first bite when you hear what sounds like a motorcycle passing in your backyard. You feel your body tremble and shake and realize what you heard was not a motorcycle, but the earth cracking beneath you. How do you keep you and your family safe? What should you do?
Portable, outdoor gas-fired heaters – or patio heaters – are increasingly popular for use at home and in outdoor seating at restaurants, especially with colder weather fast approaching. While the heaters offer comfort, using them involves potential risks.
The post Enjoy your patio heater this fall, but use it safely appeared first on The Cincinnati Insurance Companies blog.
So many smart home products are reaching the market, homeowners may have trouble choosing which would provide the most benefit. But one product stands out for homes in areas that experience freezing temperatures: Low temperature sensors.
The post Low temperature sensor: A smart choice to protect your home appeared first on The Cincinnati Insurance Companies blog.
Automatic fire sprinklers can save lives and reduce property losses in the event of a fire. But to be effective, they must remain in good working order. Property owners can protect their buildings and occupants through a regular inspection, testing and maintenance program.
When you’re buying homeowners insurance, how do you determine the replacement cost of your home? Many homeowners automatically base the replacement cost on the current market value. But that method could leave you with unpleasant surprises if you have a loss.