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Reduce legionella bacteria after COVID-19 shutdown

By Insurance
reopening-pool

The August edition of ClubSolutions Magazine, a publication for health club operators, features an article by Jayson Scott, national program director for Cincinnati’s fitness, sports and recreation program. He offers a reminder that Legionella bacteria, known to cause Legionnaires’ disease, can be present in water systems shut down due to COVID-19. His article provides tips for dealing with the risk.

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Business continuity planning: Are you ready?

By Business Insurance, Insurance
Business continuity planning: Are you ready?

It’s hard to predict what could go wrong when disaster strikes. Whether you’re dealing with a natural disaster, human-caused hazard, technology disruption or health emergency, an effective business continuity plan could help you respond quickly. Without a plan, the magnitude of what can go wrong could be overwhelming, and your business could be at risk.

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Prepare your home to prevent flood losses

By Insurance
flood-losses

You do not have to live in a designated flood zone to be susceptible to flood loss.Because most standard home insurance policies exclude coverage for surface water that damages property, you may need to obtain coverage through the National Flood Insurance Program. Your professional, independent insurance agent can advise you on the best choice to protect you from the financial loss a flood could bring.

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Professional liability coverage options for dentists

By Business Insurance, Insurance
ducks-in-a-row

The July-August 2020 edition of CDS Review, a publication of the Chicago Dental Society, features an article by Mike Terrell, national program director for Cincinnati’s dentist, veterinarian and optometrist programs. His article describes the differences between occurrence and claims-made insurance coverages and the benefits of each type.

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5 questions to promote quality in construction management

By Insurance
quality-in-construction

Quality is king in construction. Reputations hinge on excellence, which is why most contractors work hard to ensure they produce quality products. The more robust the quality management process, the better. If you want to test your quality assurance operations, check out these five questions every contractor should consider – and some answers for success in quality.

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Private company decision makers need D&O insurance

By Business Insurance, Insurance
private-company-owners

Owners of private companies without shareholders often believe they do not need directors and officers liability coverage. The misconception takes hold, I believe, because small, privately held companies often have no formal board of directors or shareholders – which seemingly limits exposure to lawsuits and dismisses the need for D&O liability coverage. While logical, this could not be further from the truth.

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Secondary, vacation homes may need extra TLC

By Insurance
vacation-home

With normal vacation travel disrupted because of pandemic concerns or restrictions, many people are choosing to get away to vacation or secondary homes. Because these homes may not have had inhabitants for quite some time, you’ll want to take a few precautions as you arrive. You’ll also want to make sure things remain secure at your primary residence while you’re away.

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