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Prepare your home to prevent flood losses

By Insurance
flood-losses

You do not have to live in a designated flood zone to be susceptible to flood loss.Because most standard home insurance policies exclude coverage for surface water that damages property, you may need to obtain coverage through the National Flood Insurance Program. Your professional, independent insurance agent can advise you on the best choice to protect you from the financial loss a flood could bring.

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Professional liability coverage options for dentists

By Business Insurance, Insurance
ducks-in-a-row

The July-August 2020 edition of CDS Review, a publication of the Chicago Dental Society, features an article by Mike Terrell, national program director for Cincinnati’s dentist, veterinarian and optometrist programs. His article describes the differences between occurrence and claims-made insurance coverages and the benefits of each type.

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5 questions to promote quality in construction management

By Insurance
quality-in-construction

Quality is king in construction. Reputations hinge on excellence, which is why most contractors work hard to ensure they produce quality products. The more robust the quality management process, the better. If you want to test your quality assurance operations, check out these five questions every contractor should consider – and some answers for success in quality.

The post 5 questions to promote quality in construction management appeared first on The Cincinnati Insurance Companies blog.

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Private company decision makers need D&O insurance

By Business Insurance, Insurance
private-company-owners

Owners of private companies without shareholders often believe they do not need directors and officers liability coverage. The misconception takes hold, I believe, because small, privately held companies often have no formal board of directors or shareholders – which seemingly limits exposure to lawsuits and dismisses the need for D&O liability coverage. While logical, this could not be further from the truth.

The post Private company decision makers need D&O insurance appeared first on The Cincinnati Insurance Companies blog.

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Secondary, vacation homes may need extra TLC

By Insurance
vacation-home

With normal vacation travel disrupted because of pandemic concerns or restrictions, many people are choosing to get away to vacation or secondary homes. Because these homes may not have had inhabitants for quite some time, you’ll want to take a few precautions as you arrive. You’ll also want to make sure things remain secure at your primary residence while you’re away.

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Strategies to protect yourself from cyber security risks

By Insurance
cyber-security-strategies

Just about everything you do today carries a cyber security risk: networking on social platforms, working from home in the COVID-19 era, video conferencing for work or leisure, paying bills or shopping. Learn how to protect your personal information whenever you engage in technology using your phone, computer or tablet.

The post Strategies to protect yourself from cyber security risks appeared first on The Cincinnati Insurance Companies blog.

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Prepare your construction site before a hurricane hits

By Insurance
construction-hurricane

Just as you would prepare your home and family for an impending hurricane, you’ll also want to prepare your construction job sites. The steps you take could make a significant difference in how well your construction site fares during the hurricane and how soon your workers can return afterwards.

The post Prepare your construction site before a hurricane hits appeared first on The Cincinnati Insurance Companies blog.

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