Many tenants do not obtain their own renters insurance. Either they underestimate the value of their personal possessions or they incorrectly assume the landlord’s policy will cover them. In most states, landlords can require renters to have their own insurance, and here are three reasons a landlord should consider doing just that.
The post Landlords: 3 reasons to consider requiring renters insurance appeared first on The Cincinnati Insurance Companies blog.
Most people know renters insurance covers belongings. But did you know it covers more than just personal property? Many people erroneously assume they are covered by their landlord’s policy and skip this important protection.
The post 6 reasons renters need their own insurance appeared first on The Cincinnati Insurance Companies blog.
Space heaters offer a portable and relatively affordable means of taking the chill out of small spaces. But portable heaters are also a significant source of home fires each year.
The post Follow tips for portable heater safety appeared first on The Cincinnati Insurance Companies blog.
Buying an older home can be appealing for many people. Older homes are usually found in established neighborhoods, have an abundance of character and are often one of a kind. However, hidden expenses could accompany all that charm.
The post Older homes: Hidden gems, or hidden pitfalls? appeared first on The Cincinnati Insurance Companies blog.
Buying a home is the biggest and most valuable purchase most people make. Many factors could draw you to a home: location, price, updated countertops or a large yard. The home inspection offers the buyer a deeper look into how the home has been maintained or whether it needs costly repairs.
The post Inspection gives home buyer a deeper look appeared first on The Cincinnati Insurance Companies blog.
Many believe life insurance isn’t a necessity while they’re single, but nothing could be further from the truth. Life insurance is for anyone, and it is useful in many more situations than just providing a cushion for a spouse in the face of suddenly lost income.
The post 7 reasons why single people need life insurance appeared first on The Cincinnati Insurance Companies blog.
If you’re not in the industry, you may have many questions when purchasing insurance. Insurance companies have different structures and use different types of sales agents. Understanding your options can help you decide which is right for you.
The post How an independent agent stands out appeared first on The Cincinnati Insurance Companies blog.
You move into a new city and purchase a high-rise condo in one of the nicest parts of town. Shortly thereafter, you notice water leaking from the unit above, causing damage to your property. Sadly, this is a common reality for condo owners; water continues to be one of the top perils in high-rise habitational buildings.
The post What to watch for when buying a high-rise condo appeared first on The Cincinnati Insurance Companies blog.
Change can add stress to any family routine, but change amid a pandemic can bring stress to a whole new level. Make sure you recognize signs of increased tension and address it before it impacts your life or health.
The post Feeling stressed? Go easy on yourself appeared first on The Cincinnati Insurance Companies blog.
Fire safety organizations traditionally conduct fire prevention awareness campaigns in October, coinciding with the anniversary of the Great Chicago Fire of 1871. Though its origin is disputed, the deadly fire burned from October 8 to 10 that year, killing about 300 people, destroying more than 3 square miles of the city and leaving 100,000 people homeless.
The post October brings focus on fire prevention appeared first on The Cincinnati Insurance Companies blog.