Imagine sitting down for a delicious meal with your family. You’re about to enjoy your first bite when you hear what sounds like a motorcycle passing in your backyard. You feel your body tremble and shake and realize what you heard was not a motorcycle, but the earth cracking beneath you. How do you keep you and your family safe? What should you do?
So many smart home products are reaching the market, homeowners may have trouble choosing which would provide the most benefit. But one product stands out for homes in areas that experience freezing temperatures: Low temperature sensors.
The post Low temperature sensor: A smart choice to protect your home appeared first on The Cincinnati Insurance Companies blog.
When you’re buying homeowners insurance, how do you determine the replacement cost of your home? Many homeowners automatically base the replacement cost on the current market value. But that method could leave you with unpleasant surprises if you have a loss.
Just as you prepare your home for severe weather, consider taking steps to prevent damage to your valuable articles and collections.
When shopping for homeowner insurance, you may hear the terms “market value” and “replacement cost” multiple times. It’s important to have a grasp of the difference. They are not interchangeable.
The post Home’s value, replacement cost not interchangeable appeared first on The Cincinnati Insurance Companies blog.
When you think of purchasing insurance, you may feel the most important factor is how much money you can save. But when you saved a few dollars on the front end, is that really what you will care about in the event of a total loss?
The post Do you have adequate homeowner insurance coverage? appeared first on The Cincinnati Insurance Companies blog.
While umbrellas help keep us dry from the rain, a personal umbrella insurance policy helps protect you from the financial consequences of a large liability loss.
The post Personal umbrella policy protects you from large liability loss appeared first on The Cincinnati Insurance Companies blog.
People’s lives change. Businesses grow and transform over time. That’s why we feel the consumer is best served by an independent insurance agent with the expertise to evaluate an evolving risk profile and offer educated advice and products that best match these needs. Their clients can sleep easy.
Corporations are no longer the only ones looking at cyber security. Increasingly, homeowners whose networks can make them vulnerable to cyber extortion, cyberattack and online fraud are seeing cyber security as a necessity.
Congratulations on your new car! Purchasing a new vehicle is exciting, and insurance isn’t normally the first thing on your mind. When you finally think of it, you may be overwhelmed and not sure what to do. Here are some tips.